Credit Cards

Finally I able to apply a first credit card for myself. The credit card bank is CIMB. This credit card is free for life. So, I can enjoy free annual fee. But the sad thing is I not able to apply HSBC credit card. The HSBC rejected my application. Me also don't know why. Maybe I am not qualified enough in the view of HSBC bank. Anyway, with credit card I feel quite convinient and easier my life. I can buy anything with credit card and later pay back to bank. So, I advice all of you to apply credit card. If someone interested to apply CIMB credit card, let me know. Haha, thanks a lot.